Useful Information Assisting In Decision Making


So-Called “Free” Background Screening

When looking for a background screening service on any given search engine, what comes up time and time again in your search are the advertisements for so-called “free” background checks. This begs the question: why pay a background screening company, such as AAA Credit Screening, for their services, when you could simply pull a free report off of one of these websites? Listing their services as free and easy to use, wherein you can initiate a full search right off the homepage, these websites make it seem like a background check is just a simple click away! READ MORE

How far back does a criminal record check go?

When you are looking for a criminal record check for your employee, you may be curious as to how far back these searches go. The answer may be more complicated than you would think. The variables include mostly whether or not your criminal reports are outsourced to a consumer reporting agency, such as AAA Credit Screening, what position you are hiring for, and the employment state or county.READ MORE

Differences between Federal and National Criminal Reports

What is the difference between a Federal Criminal Report and a Nationwide Criminal Report? While these two reports sound like they would contain the same or similar information, the information contained in them is very different. READ MORE

Know what employers CAN and CAN'T find out about applicants!

Violence, theft and criminal activity have become greater risks in the workplace, which necessitates the task of pre- employment screening and employee background checks. That's why employers are taking interest in performing criminal background checks in addition to asking about criminal records on job applications. In fact, employers who fail to take reasonable precautions about those they hire can be sued if an employee with a criminal background harms someone.  A Background Check Company relieves the employer of this time-consuming task by providing data regarding employment and pre-employment screening services in an easy, prompt and expedient manner. READ MORE

The More You Know...Drug Testing

How your company is losing money by employing a drug abuser:

  • The medical costs of an employee that uses drugs is 300% higher which increases insurance rates –(US Chamber of Commerce)
  • Worker’s Comp claims are 5 times more likely to be filed by drug users – (US Dept of Labor)
  • Roughly 30% - 50% of all Workers Comp claims are related to drug abuse in the work place – (US Dept of Labor)
  • Drug Abuse/Addiction will likely cause an employee to only function at about 67% of his/her capacity – (National Institute on Drug Addiction)
  • On average a drug abusing employee is 3 times more likely to be tardy to their shift and have an absentee rate of 30-35 days per year – (US Dept of Labor) READ MORE

10 Commonly Asked Questions About Employment Screening

  1. Why is there not a score on the credit report?

    Employment Credit Reports contain consumer identifiers, address information, employment information, other names used, public record information, and credit history showing how financial obligations are handled. There is not a credit score because it is illegal for a credit score to be provided for employment purposes.
  2. Why does it take up to 3 days for employment verifications?

    Employment verifications are done by phone, fax, or email and does require a response from current/previous employer. We will attempt to make contact to obtain information for at least 3 business days. READ MORE

Utilize Our Online Background Check Reports So You Can Better Protect Your Business!

It’s impossible to see into the future and know exactly how everything is going to turn out. Although a crystal ball would come in handy for businesses when hiring, there are ways to improve the chances of hiring someone who will make a positive impact rather than a negative one. By performing a comprehensive online background check on job candidates, businesses can improve their chances of hiring a winner. READ MORE

Employment Screening Adverse Action

As an employer, navigating employment laws can be a tricky endeavor. Compliance with the Fair Credit Reporting Act adds to those headache inducing, pain staking chances of making mistakes that opens your company up to litigation. The FCRA has specific guidelines that must be followed when you are considering not hiring an applicant called Adverse Action that applies when you have utilized a background screening company. READ MORE

Using Reports - Landlords and Property Managers

If you are a landlord or a property manager who wants to check credit report to evaluate rental applications can use tenant consumer reports as long as you follow the provisions of Fair Credit Reporting Act (FCRA). The FCRA is designed to assure privacy of consumer report and to guarantee that information provided by Consumer Reporting Agencies (CRA) are precise and accurate as possible. The FCRA requires landlords who deny a lease based on applicant's consumer report to provide the applicant with an "adverse action notice". READ MORE

How can you find previous addresses or counties without asking the applicant to write them down? The answer may be simpler than you think.

If you’re an employer or landlord with some applicant-screening savvy, you’ll know that county criminal reports are the most accurate and up-to-date records of criminal history that you can find. While county criminal reports may take a few business days to complete, the non-instant turnaround time is compensated for by the detail and precision of information found on the record. READ MORE

Tenant Screening – Why you will now want eviction reports

Beginning July 1, 2017 the 3 major credit bureaus will enact their National Consumer Assistance Plan (NCAP) and make some major changes to what will be reported on credit reports. The credit bureaus will remove most tax liens and civil judgments from credit reports, making it much harder to determine if your applicant has been evicted through the court system or if they haven’t been paying their taxes. READ MORE