Credit Report

Credit Report

What is a Credit Report?

Credit reports is a tool used by lenders when extending credit to customers. It helps lenders avoid collection proceedings and other litigation ungainst unworthy customers. AAA Credit Screening Services provides and helps interpret the credit reports for lenders to better understand the applicant's creditworthiness as a potential employee or tenant.

Credit Reports are nationwide & including the following:

• Address check to identify misrepresented addresses and potential problems such as mail receiving services or prison drop addresses.
• Social security number verification to identify whether or not the social security number given has been misused, is a recently issued number or the number of deceased person.
• Collections Issues (if they exist) and their current status
• Employment Verification - where available
• Public Court Records and Court Filings (if any)
  
  • Tax liens (will be reported for 7 years after the lien is filed)
  • Chapter 7 bankruptcy records (reported for 10 years following the bankruptcy)
  • Chapter 13 bankruptcy records (reported for 7 years following the bankruptcy)
  • Judgments against the Person (reported for 7 years after the judgment is entered)
• Up to 7 years of the candidate's credit report history
• A list of companies making inquiries into the individual's credit report
• A list of Creditors and their phone numbers

NEW Customer Signup

AAA Credit Screening Services charges NO Signup Fee, No Monthly Fees & No Annual fees! You only pay for the reports you want to order. Signup is 3 easy steps and once you're signed up, you can start ordering reports online. Click on the button below to complete our online Customer Service Agreement: